Business solutions

Vodafone Business

Business Vehicle Financing

Business Vehicle Financing.

Business Vehicle Financing.

give your business a lift .

Ready to move your business forward?

Financing to Fit Your Business.

Financing to Fit Your Business.

We know business owners need quick facts and straight answers about financing choices. Ally has a variety of plans designed to help you get the job done.

Ready to Move Your Business Forward?

Ready to Move Your Business Forward?

Traditional retail financing for commercial-use vehicles.

ComTRAC ®

An open-end lease that allows you to define the residual value and manage your cash flow.

SmartLease ®

A closed-end lease with a fixed term so you can refresh your fleet more often.

VEHICLE TITLE.

Titled in your name or your business name.

Titled in Ally’s name.

Titled in Ally’s name.

VEHICLE USE.

Used for business.

Used for business more than 50% of the time.

Used for business or personal use.

VEHICLE TYPE.

New and used passenger cars, light-duty trucks, medium-duty trucks of any make or model.

New and used passenger cars, light-duty trucks, medium-duty trucks of any make or model up to two years old (including specialized up-fits or high-mileage requirements)

New passenger cars, light-duty commercial trucks and medium-duty commercial trucks for current and prior model years.

UP-FITS.

Most are eligible.

Most are eligible.

Most are eligible.

RESIDUAL VALUE.

Set your own, as low as $1.

Lessor determines residual value.

MILEAGE & EXCESS WEAR CHARGES.

No excess mileage and wear charges.

No charges, but excess mileage and wear may impact residual value.

You pay over-mileage and excess wear charges, if any.

RESIDUAL RESPONSIBILITIES.

Open-end lease – you are responsible for residual value at the end of the lease.

Close-end lease – you are not responsible for residual value at the end of the lease.

DISPOSAL FEE.

$250 for light-duty trucks; $500 for medium-duty trucks (only applies if Ally sells the vehicle)

EXTRAS.

Wrapping and lettering.

Wrapping and lettering.

Traditional retail financing for commercial-use vehicles.

ComTRAC ®

An open-end lease that allows you to define the residual value and manage your cash flow.

SmartLease ®

A closed-end lease with a fixed term so you can refresh your fleet more often.

VEHICLE TITLE.

Titled in your name or your business name.

Titled in Ally’s name.

Titled in Ally’s name.

VEHICLE USE.

Used for business.

Used for business more than 50% of the time.

Used for business or personal use.

VEHICLE TYPE.

New and used passenger cars, light-duty trucks, medium-duty trucks of any make or model.

New and used passenger cars, light-duty trucks, medium-duty trucks of any make or model up to two years old (including specialized up-fits or high-mileage requirements)

New passenger cars, light-duty commercial trucks and medium-duty commercial trucks for current and prior model years.

UP-FITS.

Most are eligible.

Most are eligible.

Most are eligible.

RESIDUAL VALUE.

Set your own, as low as $1.

Lessor determines residual value.

MILEAGE & EXCESS WEAR CHARGES.

No excess mileage and wear charges.

No charges, but excess mileage and wear may impact residual value.

You pay over-mileage and excess wear charges, if any.

RESIDUAL RESPONSIBILITIES.

Open-end lease – you are responsible for residual value at the end of the lease.

Close-end lease – you are not responsible for residual value at the end of the lease.

DISPOSAL FEE.

$250 for light-duty trucks; $500 for medium-duty trucks (only applies if Ally sells the vehicle)

EXTRAS.

Wrapping and lettering.

Wrapping and lettering.

Specialty Vehicle Financing.

Specialty Vehicle Financing.

If you need to modify or up-fit a vehicle such as adding a crane, lift device or towing equipment, Ally has financing for your vehicle plus essential up-fits. You can choose to:

Modify trucks, vans or other commercial vehicles with special business equipment Comply with accessibility needs by adding mobility lifts and right-hand drive capability.

You can also include modifications with SmartLease as long as they can be removed at lease-end without affecting the original condition of the vehicle.

Looking for Rates?

Looking for Rates?

Heavy Duty Truck Financing.

Heavy Duty Truck Financing.

If you’re in the market for a new or used Class 8 truck, Ally can make light work of your heavy duty financing needs. We offer:

Competitive rates Business name only financing for qualified customers Dedicated Commercial Product Specialists nationwide Flexible term options up to 75 months Available retail financing on eligible new and used vehicles Financing for vehicles up to 6 models years old with up to 700,000 miles, depending on collateral type.

Ask your local dealer about Ally Class 8 vehicle financing.

Commercial Line of Credit.

Commercial Line of Credit.

For qualified customers who want to build their fleet, Ally can offer a pre-approved line of credit when you need it – without a fee. With a commercial line of credit, you can:

Purchase or lease commercial vehicles Finance most passenger cars as well as light- and medium-duty trucks Preserve your bank credit line for other business needs Manage your total financing portfolio regardless of product.

To start the financing process, download and complete a commercial line of credit application (PDF).

Financing in the Business Name.

Financing in the Business Name.

If you’re looking to finance commercial vehicles in the name of your business without affecting your personal credit, Ally features two solutions.

Third-Party Guaranty.

When you want to buy or lease vehicles in the name of your business but need to secure additional financing, you may act as a third-party guarantor. This allows you to keep your name off the title and may keep the debt off your personal credit record. Keep in mind, if your business defaults, you may become liable and the debt may be reported on your personal credit record.

Business name only.

If your business qualifies for financing without the owner’s guaranty, you can obtain financing in the business name only. This gives you the ability to save your personal credit for other use as well as:

Build credit in your business name Protect yourself from liability related to the operation of the vehicle.

Find a local dealer to learn more about how Ally financing works for your business.

Municipal Lease-Purchase Plan.

Municipal Lease-Purchase Plan.

A municipal lease-purchase plan is designed for municipalities that intend to own their vehicles. Although the vehicle is titled in the municipality’s name, Ally holds the lien. Because your municipality owns the vehicle at lease-end, there are no mileage limits or excess wear charges.

Features and benefits.

Monthly or annual payment options No disposal fee $1 residual No security deposit required Most up-fits are eligible, including passenger cars and light- and medium-duty trucks.

Eligibility requirements.

Qualified, tax-exempt municipalities for federal tax purposes (including states or political subdivisions of state governments) are eligible.

Municipalities should consult with their legal departments regarding tax-exempt status. Tax-exempt status alone does not automatically qualify an entity as eligible.

Eligible municipalities:

To find out if you qualify, see Section 103 of the IRS code.

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TERMS & PRIVACY.

Ally Invest Disclosures Legal Privacy Security.

A few things you should know.

Ally Financial Inc. (NYSE: ALLY) is a leading digital financial services company. Ally Bank, the company’s direct banking subsidiary, offers an array of deposit, personal lending and mortgage products and services. Ally Bank is a Member FDIC and Equal Housing Lender , NMLS ID 181005. Credit products and any applicable Mortgage credit and collateral are subject to approval and additional terms and conditions apply. Programs, rates and terms and conditions are subject to change at any time without notice.

Securities products and services are offered through Ally Invest Securities LLC, member FINRA and SIPC. View Security Disclosures.

Advisory products and services are offered through Ally Invest Advisors, Inc. an SEC registered investment advisor. View all Advisory disclosures.

Foreign exchange (Forex) products and services are offered to self-directed investors through Ally Invest Forex LLC. NFA Member (ID #0408077), who acts as an introducing broker to GAIN Capital Group, LLC (“GAIN Capital”), a registered FCM/RFED and NFA Member (ID #0339826). Forex accounts are held and maintained at GAIN Capital. Forex accounts are NOT PROTECTED by the SIPC. View all Forex disclosures.

Forex, options and other leveraged products involve significant risk of loss and may not be suitable for all investors. Products that are traded on margin carry a risk that you may lose more than your initial deposit.

Products offered by Ally Invest Advisors, Ally Invest Securities, and Ally Invest Forex are NOT FDIC INSURED, NOT BANK GUARANTEED, and MAY LOSE VALUE .

App Store is a service mark of Apple Inc. Google Play is a trademark of Google Inc. Amazon Appstore is a trademark of Amazon.com, Inc., or its affiliates. Windows Store is a trademark of the Microsoft group of companies.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

From Kiplinger’s Personal Finance. © 2020 The Kiplinger Washington Editors. All rights reserved. Used under license.

From MONEY. © 2020 Ad Practitioners, LLC. All rights reserved. Used under license.

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